My husband and I are taking the plunge; we’re about to become full fledged first time home owners. We’re on the eve of our settlement date and had our final walk-through the house this morning.
Everything has been incredibly smooth so far. We made an offer on the place a month ago – beating out two other offers – and we haven’t hit any real turbulence in the process. Our lender was great and was available to answer any questions we’ve had and all our paperwork was submitted without anything to sweat about. The home inspection was a breeze. Nothing major really needed to be adjusted and the seller fixed everything we requested.
I wasn’t the least bit nervous until this morning at our walk-through. After heavy rains this weekend and more expected overnight, we did notice some water damage on the ceiling of one room this morning. Hopefully the seller will at least agree to give us an allowance to repair the roof on that part of the house. We’re still waiting to hear from our agent about what’s going to happen. Fingers crossed.
For plunking down a huge chunk of change and tying ourselves to a 30-year mortgage, it almost seems too easy. As I step up onto the high dive and look down below, my knees are starting to shake a bit. What problems will we find tomorrow once the home is ours? Will the rain tonight make the ceiling damage worse? Will we be able to move in as planned next week?
I’ll let you all know once we’re home owners tomorrow!